Home Inspection Warranty

Inspection Warranty Claims Coverage

  • Seamless online claim submission is available 24 hours
  • Dedicated, experienced staff to resolve claims quickly
  • Never mine your data or exploit your client’s contact information

If you are a homeowner or inspector, submitting a claim is easy.


* Pricing only available for PRO coverages if you meet the criteria in the box.
** Coverage only available to be purchased if you are an InterNACHI Member who is a Certified Master Inspector and insured by Elite MGA

How To Use Warranties To Grow Your Business

Having your inspection guaranteed with an Elite Home Inspection Warranty gives you a leg-up on all your competition. We can help you promote this advantage to your customers

The program comes with access to a complete array of promotional tools including:

  • Plan details form – available for personalization
  • Program Overview PowerPoint presentation for Office Talks, Agent, or Lender meetings
  • Program logos for use on websites and other materials
  • Email communication announcing the launch of the program for your business
  • Social post announcements to be used when launching the program in your market

FAQ’s About Home Inspection Warranties

The Elite Home Inspection Warranty covers anything that was inspected including structural, electrical, plumbing, and HVAC systems, as well as appliances, roofing, exteriors, interiors, and potential pest infestations. It also addresses mold and roof leak environmental hazards and material defects, with coverage varying based on the provider and inspection type. Review terms and conditions

90 days from closing or 120 days from the date of the inspection whichever occurs first

The Pro and Master Plans cover major appliances inspected and found to be free of defects without limitation to age. The basic plan covers major appliances inspected and found to be free of defects up to 10 or 12 years old depending on the appliance.

You can log into and either add the information one at a time or upload a CSV file of inspections. Inspections must be submitted within 7 days of the inspection date to be eligible.

No. We do not share client data with any third party in this program. We have opted not to partner with the scheduling programs currently available to ensure the security of the data.

No, there are no deductibles or service fees.

Yes, the program will reimburse homeowners for eligible covered repair expenses. Homeowners will submit several estimates for repairs required. The program reserves the right to get their own estimates.

No, the homeowner will deal directly with the program for all claim issues.

Yes. And you can personalize the program form with your business information.

Yes, we have sample emails for consumer inquiries, we have sample social posts, an Agent Office Talk, an Agent one-page flyer, program logos, and the warranty form that can be personalized.

The main differentiator of Elite’s inspection warranty program is that we do not sell or use your client’s personal information and data. We also offer more coverage with higher claims payouts than other warranty programs and claims are handled by a team of professionals with over 25 years experience supporting home inspectors.

There are several differentiators between the Elite Warranty Plans and the RWS offering. First is what is included. The Elite Pro and Master Plan is more inclusive with no limitations on appliance ages, and includes mold remediation and roof leakage repairs. The warranty period is 90 days from closing or 120 days from inspection versus 90 days from inspection or 22 days from closing. The Elite Inspection Warranty has a maximum payout of $3000 for the Pro Plan and $10,000 for the Master Plan where the RWS plan pays up to $500 for most claims. Even the Elite Basic Plan offers advantages such as no deductibles, easy claims process, and a longer term.


Elite MGA has been serving the inspector community for over 15 years providing insurance and risk management for inspectors across the country. Elite MGA is one of the only providers of its own insurance captive (company) just for home inspectors. Elite MGA is staffed with its own attorneys and risk managers constantly providing inspectors tools to keep them out of claims. Elite MGA is now providing you with an inspection warranty so that you and your clients can feel confident doing business together.

Kathleen Kuhn

Kathleen Kuhn

National Program Advisor

For questions, please reach out to Kathleen Kuhn, National Program Advisor.